ZODIAQ is strategic to create a new financial infrastructure.

Hello friend wherever you are this time I will explain what is ZODIAQ project,

WHAT IS ZODIAQ?

ZODIAQ is a project that has its own bank and also has a SWIFT code and license to open accounts and perform any operations that include storing accounts, transferring both in crypto and in fiat currency, as well as crypto exchange itself.

This is a project that will implement its own flexible platform. The main goal of ZODIAQ is to provide ready solutions for other players in the banking sector, implementation of it will require minimal resources and it will lead to significant network effects.

The ZODIAQ platform will have technology and legal integration, and it will be able to connect new players cheaper and faster.

The use of blocking technology in the system base will increase trust in the service. This technology operates without centralized management, therefore, is unaffected by transaction costs and timing.

ZODIAQ's strategic objective is to create a new financial infrastructure that will replace the classical bank as a management service for the execution of transactions between partners. By ensuring decentralized data storage within ZODIAQ, the platform will significantly increase data protection rates. In the long run, with the development of platform and office infrastructure in different locations, blockchain technology, as well as promising cloud solutions, including quantum clouds, will be used as a basic IT infrastructure and telecommunications.

Due to the widespread relationship infrastructure with a large number of financial services and the establishment of its own foreign exchange reserves, settlement and clearing services will be launched within the ZODIAQ system infrastructure unit. This mechanism will enable instant cashless settlement in local currency ZOD on any counter liability between the user and the company for goods sold and delivered to each other, financial instruments and services provided, based on mutual mutual terms and liabilities in ecosystem contours. This, in turn, creates unconditional value of technology and demand for the system's internal currency, thereby reinforcing its value.

ZODIAQ will be able to provide products on demand, therefore its market coverage can be estimated.

ZODIAQ strives to create flexible, open API platforms that enable the use of blockchain technology, creating an interrelated ecosystem between banks, sellers of goods and services, consumers, fintech companies and regulators, becoming the main liaison in everyday transactions.

In using this platform, users will be able to transact almost instantaneously, and configure their own end-applications and services without creating infrastructure, building integration with legislation, formalizing interactions with payment services in each new country and each new bank from very early. Because the platform already has technology and legal integration, this platform can connect new players more cheaply and faster.

ZODIAQ sets increasing security requirements that introduce strong customer authentication (SCA) with online access to accounts, transfer electronic transfer orders, and ensure specific security requirements for channels used to transmit user data.

The ZODIAQ platform, through its open API interface, will ensure data exchanges with external information systems, and provide them with a range of ready-made services.

The ZODIAQ system will also offer various banking services and exchange transactions for its customers.

Zodiaq Crypto-Currency Exchange, abbreviated as Zodex, is part of the Zodiaq project and is an essential infrastructure element.

In today's world, there is a huge amount of cryptographic world data and ZODIAQ will introduce AI technology / in-depth learning.

PROJECT ECOSYSTEMS

Stage 1. The current state of the system

Classic bank ecosystem is the first stage of our project implementation. In this ersion, all operational accounting will be implemented in a typical centralized banking information system (BIS). At this time, the personal account of each bank user allows logging and performs the following general actions:

create accounts in fiat currency: USD and EUR

create wallet: BTC and

ETH transfers in fiat currency between users (P2P)

transfers in crypto currency between users (P2P)

intermediate crypto-fiat p2p exchange

user purchase and sale of crypto currency for users

credit and debit fiat-currency credits

and crypto debit

At this time, personal accounts of bank users have applied the opportunity to register and take the following general actions:

Creation of accounts in USD and EUR

Create a wallet: BTC and ETH

Transfer in currency between users (P2P)

Transfer in crypto currency between users (P2P) • P2P crypto-fiat exchange between users.

Purchase and sale of crypto currency.

Deposit and withdrawal of fiat currency.

Deposit and withdrawrar from crypto currency

Stage 2. Platform with API connection

In the next phase of the project, ZODIAQ, following the terms of the EU second payment directive (PSD2), will bring together representatives from the banking segment. The two main tools of the new platform: Payment Service Initiation Provider (PISP) and Accounting Information Service Provider (AISP), will be developed and introduced. The API service functions are as follows:

drawing, certifying and transferring orders for funds transfer;

analyzing data and providing information about the client's personal finances, recommendations for more effective savings management, etc .;

provide information to third parties (for example, to assess the solvency of the borrower).

By using the services of its own banking services, which will be actively developed at this stage, ZODIAQ will be one of the first in the world to perform operational testing of PSD2 formalized provisions and introduce new protocols.

Stage 3. Platform blockchain payment

The world banking system and, in particular, the ZODIAQ team sought this option. At this stage of implementation, the core of the bank becomes digital and becomes online. Banks become decentralized. As a result, any payment agents start communicating with each other. Blockchain platforms, banks and payment services can be examples of such agents. At this stage, everything around a decentralized blockchain platform is converted into an API channel. The core of the bank obtains a tool for integration with all types of payment agents. In addition, both individuals and legal entities can become platform clients. In this implementation process, block-payment platforms can replace SWIFT completely. However, it is clear that SWIFT will remain the largest player in the financial markets for a long time,

ZODIAQ BUSINESS MODEL

Retail and corporate client services are the business directions chosen by the ZODIAQ project team. The business units of our project are as follows:

Crypto-bank;

The ZODIAQ system will offer various banking services and exchange transactions for its customers. Personal and corporate clients can bypass simple registration procedures on platform sites, followed by assigning unique personal identification numbers from clients and access given to personal account interfaces with various functions. The ZODIAQ system bank will allow open settlement accounts, both for individuals and legal entities. We will provide the possibility of managing different accounts (individuals / legal entities) from one personal account.

Crypto exchange;


Zodiaq Crypto-Currency Exchange, abbreviated as Zodex, is part of the Zodiaq project and is an essential infrastructure element, ZODIAQ decides to make its own exchange. Currently, there are various prices on operations with crypto currency, which can reach 20% in some cases. ZODIAQ has developed an algorithm that takes exchange rates from 15 major exchanges, analyzes and offers the best price for transactions.

Hedge fund;

blockchain-platform payments;


The payment platform is implemented in two phases. In the first phase of implementation, our payment platform will be a bridge between our existing bank and current payment services. As of this stage, ZODIAQ will be able to provide products on demand, its market scope can be estimated. For the second phase of implementation, the ZODIAQ project will replace the bank, not just a payment platform. So, for judgment one should consider all the current world turnover of the banking sector.

SYSTEM COMPONENTS

ZODIAQ CARDS

Similar to your custom card. Easy and convenient - you can pay wherever you want and withdraw with an ATM.

You can choose whether your card operates with your funds from a fiat or crypto account.

Can be easily transferred between them via moble or web app.

SMART DOMPET

It functions as a cool wallet to store cryptocurrency safely and conviniently. Non-contact NFS payments.

Tie your third party bank card.

Accept payments as POS terminals including NFS or fiat and cryptocurrency transfers between gadgets.

This smart wallet comes with an e-ink, wifi, bloethooth and GSM module, and can be connected to your PC or Mac with USB.

The function prototype already exists.

BANK CRYPTOFIAT

Our fully licensed and legal bank is at the heart of our ecosystem. It provides the following services:

~Bank account both in fiat and cryprocurrency

~ Deposits in fiat and cryprocurrency

~ Instant money transfer

~ All other traditional bank services

~ Visa / Master card with BTC and other crypto currencies as card currency

EXCHANGE OF EXCHANGE

~ Intuitive and multifunctional trading terminal

~ All major technical analysis options

~ Various financial instruments

~ Instant Deposits and withdrawal options include ZODIAC bank cards

~ Hedging with index trading of 10 major cryptocurrencies to avoid significant level changes of any particular pair

DANA HEDGE

AI-based management system. Our Artificial Intelligence System uses large data analysis and deep machine learning. We have successful strategies and scenarios for creating various investment options in cryptocurrency and related markets. For now, the trading algorithm has been tested on Poloniex Exchange, and has made more than 100% of the profit up to the first 20 days.

PAYMENT SYSTEM

Similar to your custom bank card. Easy and convenient - you can pay wherever you want and withdraw with an ATM.

You can choose whether your card operates with your funds from a fiat or crypto account.

Can be easily transferred between them via moble or web app.

ZODIAQ TOKENS

Tokens are issued on the Ethereum platform (ERC20) and distributed in ICO courses between participants (customers), partners and consultants and teams. Total token issues are limited, and generate 300 million.

The concept of holding ICO, when the ZOD token will be distributed, has a finite sequence of finite phase phases. The financing method of step-by-step financing has a number of advantages, both for projects and project participants. The following rounds with the following indicators have been scheduled:

Hard cap is the total amount of investment required, which makes 104,719 million USD. Fees are set based on the total amount of coins collected at the current exchange rate, in an amount equivalent to USD.

The soft cap is the minimum amount of attractive investment, which generates 1.5 million USD. If the cost amount does not reach the minimum value, all funds collected will be refunded.

DISTRIBUTION TOKEN

TOKEN EXCHANGE RATE

The starting price of one token is 0.1 USD. Since all the major items of the project cost are recorded in USD, it was decided to connect the token to the USD. Token is a digital obligation for ZODIAQ service (Asset supported token), which guarantees token conversion.

In the future, after all rounds of ICO, it is proposed to place quotes from tokens on crypto currency exchanges. Token tokens on the secondary market are not excluded after the first round.

ROADMAP

2017

Acquisition of trust fund financial establishment establishment zodiaq blockchain corp:

acquisition of trust funds;

opening an account at the fargo well;

receive SWIFT, fatca and aml.

Cryptobank:

registration and obtaining banking license;

development of private cabinet;

purse of crypto currency;

Internet Bank.

Zebraq currency-crypto exchange:

development of supply system interfaces;

launch of exchange on the test node.

Hedge Fund:

opening accounts and structuring the law;

infrastructure development to store, validate and accumulate stock exchange information:

formation and accumulation of data base of price data;

storage and accumulation of fundamental news bases and indicators for further processing;

storage and processing of non-price information related to currency-crypto and token;

development and backtesting of investment strategy (smart beta);

development of execution units for long term investment strategy (Automated Long Term Investment System, ALTIS).

Payment system:

Integration with payment system;

commencement of joint settlement by cash through banks;

the launch of the Zodiaq Pay mobile app;

cross-border cash transfers.

2018

Cryptobank:

obtain SWIFT, FATCA, AML Certificate, etc.;

deployment of Automated Banking System (ABS) software;

authorization with payment system and gateway;

development and launch of Zodiaq Pay mobile bank.

Zebraq exchange crypto currency:

launch exchange in real mode on real node;

creation of legal infrastructure and account opening;

endorsement in regulatory offices;

integration with international payment systems;

adding new coins;

formation of own liquidity;

integration with mobile applications Zodiaq Pay;

authorization with other exchanges;

applications with open APIs.

Hedge Fund:

preparation and preparation of the Memorandum Offer;

SEC, compliance;

development and backtesting of investment strategy (smart beta) with rebalancing once a month;

development of short-to-medium-term strategy groups (AI-driven smart alpha);

train neural networks on accumulated prices and non-price data;

creation of infrastructure for transaction execution;

development of HFT-ARB strategy;

development of ICO screening system.

Payment system:

expansion of geographic services (Indonesia, Philippines, China, India, Malaysia, Sri Lanka, Bangladesh, Vietnam, Nepal, Pakistan, Myanmar, Thailand and Cambodia);

PCI DSS Endorsement;

launching multi-currency plastic cards;

software development to process payments and launch crypto currency purchases. ZODIAQ ECO System:

launching project currency;

withdrawal of project currency to external exchange;

formation of strategic partnerships;

launch tool to process token;

development of blockchain itself.

Financial indicators

The gross turnover of the system is 50,000,000 USD.

The total customer base is 500 000 users.

Her income is 3,000,000 USD.

2019

Cryptobank:

SWIFT / SEPA authorization;

VISA / MC membership;

card issues;

open API development.

Currency Exchange:

increased working capital;

launching decentralized modules;

the introduction of margin trading;

Authorization with other exchanges;

development of investment account;

expansion of service geography.

ZEST Foundation: 

development of algorithms for bidding strategies;

strategy invested;

venture investment;

microcredit;

providing liquidity margin.

Payment system:

obtain;

POS-terminals for receiving crypto currency at retail outlets;

installation of cryptonate;

the launch of cross-border money transfers.

ZODIAQ ECO System: 
transfer sistem ke blockchain-nya sendiri; 
menghubungkan bank pihak ketiga ke platform ZODIAQ; 
Pengesahan SEC; 
penataan hukum.

Financial indicators

The gross turnover of the system is 300,000,000 USD.

The total customer base is 10,000,000 users.

Revenue is 10,000,000 USD.

TEAM

Oliver Kempkens: CEO

Aleksandr Gorbov: CVO, Co-Founder

Pavel Dmitriev: CMO, Co-Founder

Erik Shekhmametev: COO, Co-Founder

Vyacheslav Grachev: CTO

Ilya Churakov: Marketing Strategy Advisor

For more information please visit the links below:

Website: https://www.zodiaq.io/
Whitepaper: https://zodiaq.io/file/ZODIAQ_WP.pdf
Facebook: https://www.facebook.com/ZodiaqCorp/
Twitter: https://twitter.com / zodiaq_io
Bitcointalk: https://bitcointalk.org/index.php?topic=3411516.0
Sedang: https://medium.com/zodiaq
Telegram: https://t.me/zodiaq_group

Author: Damar Wulan

My profile: https://bitcointalk.org/index.php?action=profile;u=1918265

ETH  0x553a05A7E022e0c873E0c7cE704FdD57FBfaab9F